When was the last time your child learned something in school that could actually change their financial future?
It probably wasn’t yesterday’s algebra class.
That’s exactly why we hosted our first full-day Financial Literacy Workshop—because we believe the most important subject kids aren’t being taught is… money.
Not just how to count it. But how to understand it, manage it, protect it, and grow it. This time, we went deeper, bolder, and made it even more real.
Why Does Financial Literacy Matter So Early?
Let’s be honest. We teach kids how to solve for x, memorise periodic tables, and cram historical dates—but no one shows them how to create a monthly budget, open a bank account, or make sense of a mutual fund.
And yet, according to a Cambridge University study, a child’s money habits are formed by the age of 7.
Let that sink in. Seven.
By the time they’re teens, it’s not about starting the conversation—it’s about correcting the course.
The National Centre for Financial Education (NCFE) in India reported in 2023 that only 27% of Indian youth were financially literate. And we’re not talking about stock tips—we’re talking about basic understanding of income, budgeting, saving, and planning.
That’s why this workshop wasn’t designed like a classroom. It was designed like a lab—where kids don’t just learn, they experience.
From Paper Money to Personal Power: What We Covered
We started from the beginning.
What is money, and what gives it value?
From barter to Bitcoin, students explored the entire evolution of currency—then held and compared currency notes from across the globe.
But this wasn’t just about looking back. It was about understanding the now:
- Digital payments, UPI, credit cards, and how banks work
- The difference between needs and wants (eye-opener!)
- What it means to have assets vs liabilities
- The 50/30/20 Rule and how to build a real-world budget
Students were dropped into real-life scenarios—playing families with ₹10K to ₹60K income—and asked to balance monthly expenses. They debated between renting vs buying, and discussed the cost of inflation, not just in theory—but through data.
They also learned how to protect themselves. Because money isn’t just about growth—it’s about safety too.
With rising cases of online scams, phishing, fake investments, and digital fraud, we equipped them with a practical toolkit to spot red flags and avoid traps.
Investing Like They Mean It
Post-lunch, we shifted gears into what every young person should be exposed to—but rarely is: wealth building.
We didn’t talk about money as just a pay check. We talked about making money work for you.
Students learned about:
- Stocks, bonds, mutual funds, SIPs, gold, real estate
- The power of compounding
- Risk vs reward
- How to read charts and compare investment instruments
- How to calculate returns and align goals
Using real-time data and SIP calculators, they ran simulations on how a small monthly investment could fund a college degree, a startup, or even a retirement fund.
The Guest Who Changed the Way We See Stocks
One of the most powerful moments came when Mr. Kabir Bhupesh Raj entered the room. A wealth manager, mutual fund expert, and financial educator—Kabir sir isn’t just someone who knows money. He knows how to make it meaningful for kids.
He introduced them to the real skill of investing: Fundamental Analysis.
But it wasn’t boring theory. He used real company examples, live data, and honest conversations.
“Don’t invest in the brand,” he said. “Invest in the business.”
He broke down how a company that markets itself as a "watch brand" could actually be making most of its money selling jewellery. He gave students a clear lens to look through:
- What does the company actually do?
- Where is the money really coming from?
- Is it sustainable?
- Should you invest, wait, or move on?
More than a talk, it was a conversation—where students asked questions, challenged ideas, and left thinking like investors.
The Big Shift: From Learners to Thinkers
By the end of the day, something had shifted. You could feel it.
Students weren’t just absorbing knowledge—they were questioning, analysing, connecting dots. They walked in thinking money was something you earn and spend. They walked out realising money is a tool, a mindset, a responsibility—and a superpower, if you learn how to use it early. The best part? Parents shared that their kids have started using the language of money in daily conversations at home. That’s the kind of impact we hoped for—and it’s already taking root.
And This Is Just the Beginning
At 10xTechClub, we believe financial literacy isn’t optional—it’s foundational.
We’re not just building coders or creators. We’re building thinkers, problem-solvers, and decision-makers.
If you’re a parent reading this, let me leave you with this thought:
The sooner your child understands money, the better prepared they’ll be to shape their future—not just react to it.
Stay tuned for more workshops.
The next generation of financially confident, tech-powered kids is already here—and we’re just getting started.
